Apni Zameen Apna Ghar Scheme

CM Punjab Apni Zameen Apna Ghar Scheme 2025 : Guideline For Application Process 

If you are also tired of living in a rented house for years and are dreaming of your own house, then the Apni Zameen Apna Ghar scheme is a priceless opportunity for you. The Punjab government, under the leadership of Chief Minister Maryam Nawaz Sharif, has launched this historic scheme, under which 3 Marla residential plots are being given free of cost to poor and landless families in 19 districts of Punjab. Now, without any recommendation or bribe, these plots will be given only to deserving people through a transparent computerized lottery.The application is fully online at azag.punjab.gov.pk, where you upload your CNIC, income proof, FRC, and other documents.

What Is The Apni Zameen apna Ghar Scheme

The Apni Zameen Apna Ghar Scheme is a government housing initiative launched by the Punjab Housing and Town Planning Agency (PHATA) under the guidance of the Housing, Urban Development, and Public Health Engineering Department (HUD&PHED). The objective is simple but powerful: to provide free land to deserving families who do not own any property. The program provides 3 marla residential plots to eligible individuals in 19 districts of Punjab, making it one of the largest welfare housing schemes in the history of the province.

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Key Highlights of the Program

  • Free plots will be given in 19 districts of Punjab across 23 housing schemes.
  • Lucky families who receive plots can also apply for 0% interest loans to build their homes.
  • District-Wise Plot Distribution – Phase 1 Coverage : 

In the first phase of Apni Zameen Apna Ghar, the government is offering a total of 2000 plots across 19 districts. Here’s a quick view of how plots are being distributed:

Apni Zameen Apna Ghar Scheme

This distribution ensures that both urban and rural families get fair access based on local housing needs.

Eligibility Criteria For Apni Zameen Apna Ghar Scheme

 Eligibility Criteria for Apni Zameen Apna Ghar Scheme is given below:

  • Applicants must be a permanent resident of Punjab as per valid CNIC.
  • Applications are only allowed for schemes within the applicant’s district.
  • The applicant, their spouse, or dependent children must not own any plot or house anywhere in Pakistan
  • Applicant has clean criminal record
  • The applicant must not be a defaulter of any bank or financial institution
  • Applicants should ensure the accuracy of provided information, as false declarations may lead to disqualification.

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Before starting your application, make sure you have scanned copies of the following:

DocumentWhy It’s Needed
CNIC of applicant & spouseFor identity verification
FRC (Family Registration Certificate)To confirm family relationships
Latest utility bill or rent agreementTo prove no home ownership
Salary slip or income proofTo assess financial eligibility
6-month bank statementTo verify financial status
Disability certificate (if applicable)For special cases
Marriage certificate (if married)For family applicants
Affidavit of landlessness Legal confirmation of no property ownership

Application Process For Apni Zameen Apna ghar Scheme

  1. Go to the official portal: azag.punjab.gov.pk
  2. Register your account using your CNIC number and a secure password
  3. Fill in the application form with:
    • Personal details
    • Family information
    • Housing situation
  4. Upload required documents (details below)
  5. Double-check everything and click submit
  6. You can track your application status anytime from the portal dashboard

It’s essential to provide correct and complete information, as your application will go through multiple verification stages.

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How Will Plots Be Allotted?

The allotment process is completely computerized and corruption-free. Once all applications are verified, a digital balloting system will randomly select the winners.

Selection is based on:

  • District quota
  • Correct and complete documentation
  • Verified data from NADRA and land records

Those who are selected will receive official notification and next-step instructions.

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After You Get Allotted – What Happens Next?

If you are lucky enough to be selected, congratulations! But remember, there are some important post-allotment rules:

  • You must start construction within 6 months
  • Your house must be completed within 2 years
  • You cannot sell or transfer the plot for 5 years
  • The plot can only be used for residential purposes

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Got Questions? Contact Here to get Help

If you’re facing any issues while applying For Apni Zameen Apna Ghar Scheme or have questions about the program, help is available:

  • 📞 Call the official helpline: 0800-09100
  • 🏢 Visit your nearest PHATA office or visit phata.punjab.gov.pk/
  • 🌐 Check the FAQs section on azag.punjab.gov.pk

Anyone living in Punjab who doesn’t own land or property, and meets the eligibility criteria.

The government has not announced a deadline yet but it’s best to apply as early as possible.

No, only permanent residents of Punjab with a CNIC address in the selected districts can apply.

No, if your spouse or children own property, you are not eligible.

Conclusion

The Apni Zameen Apna Ghar Scheme is not just about land — it’s about giving dignity, stability, and a future to those who need it most. If you or someone in your family is eligible, don’t wait. Start your online application today at azag.punjab.gov.pk and take the first step towards home ownership.

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