CM Punjab Kisan Card Program Phase 2 : New Updates & Application Process Guidelines
Kisan Card Program Phase 2 is a long-term program that will help strengthen the small and medium farmers of the province by providing them with all the necessary opportunities, which the Punjab government, with the help of Chief Minister Punjab Maryam Nawaz, is going to ensure today. This project seeks to provide them with interest-free loans, online access to subsidies and modern support for farming, so that they become financially independent and more productive in agriculture.
What Is The Punjab Kisan Card Program Phase 2
The CM Punjab Kisan Card is a smart card launched in partnership with the Bank of Punjab (BOP). It increases the availability of direct payment to farmers, input subsidies such as fertilizers and seeds, and the availability of non-interest based agricultural loans. This essence of the Program is best contained in the slogan:
“Kisan Khushhaal, Punjab Khushhaal”
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Key Objectives Of CM Kisan Card Program Phase 2
- Interest Free Loans of Rs. 300,000 :All the farmers will be allowed to access interest free loans of up to Rs. 3 lakh (Rs. 300,000). This funding can be used to purchase certified seeds, fertilizers, pesticides and small agricultural equipment.
- Land Ownership Limit 25 Acres : Only farm owners with not more than 25 acres of land qualify. It guarantees that the advantages would be oriented on small and medium landholders.
- Target 1 Million Farmers : In Phase 2, Punjab government will disseminate Kisan Cards among more than a million farmers in the province.
- Rs. 200 Billion in Funding : Large-scale Rs. 200 billion has been allocated for interest-free financing under this program, which reflects the government’s serious commitment to rural and agricultural development.
- Transparent & Digital Process: The issuing and applying process is completely digital, guaranteeing transparency, effectiveness and accessibility by even the most remote farmers.
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Benefits Of CM Kisan Card Program Phase 2
| Benefit | Detail |
| Interest-Free Loans | Access up to Rs. 3 lakh without any interest |
| Direct Subsidy Access | Seed, fertilizers and machinery subsidies |
| Financial Inclusion | Inclusion of the rural farmers into the formal banking system |
| Transparent Allocation | Use of digital surveillance to see that funds are directed to deserving people |
| Increased Productivity | Easier access to inputs = greater harvest and profitability |
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Punjab Kisan card Program Phase 2 Eligibility Criteria
- Be a citizen of Punjab.
- Possess up to 12.5 acres of farm land.
- Have a valid Identity Card (CNIC).
- Be actively engaged in the production of agriculturally related products.
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Application Process For Punjab Kisan Card Program Phase 2
The application process of Kisan Card initiative 2025 follows the simple & easy user method :
- Info/Details: To Get More Details And Information About Kisan Card Visit https://www.agripunjab.gov.pk/ Kisan-card
- Registration :Text your CNIC number through SMS to 8070 (CNIC Number <Space> PKC)
- Documents to be submitted: land ownership or tenancy papers, CNIC and a bank account details for verification.
- Kisan Card Card Issuance (Once verified farmers will get Kisan Card
- Card Activation: Activate card Via mobile app or special government centers.
Advantages and Uses of loans
- Rs. 300,000 is the maximum loan available.
- Buying seeds
- Buy of Fertilizer
- Get insecticides.
- Leasing or Purchase of farm Machinery
Loans also offer flexible terms in repayment reducing financial burden.
Conclusion
CM Punjab Kisan Card Program Phase 2 is a historical process that revitalizes the intention of Punjab Government in the welfare of its farmers. Interest-free loans, open procedures, and huge outreach are all present in this Program because it is going to change the agriculture industry in Punjab. This is your time to get this life-changing opportunity as a farmer or someone you personally know.
