Improving Agriculture for a Sustainable Future With CM Punjab Maryam Nawaz’s Kisan Card Phase 2
CM Punjab Maryam Nawaz launched the Kisan Card Phase 2, a Complete Program that empowers farming communities as well as bring in agricultural practices and facilitate a sustainable agricultural future. Agriculture is the primary economic force in Pakistan, which allows farmers to ensure food security and economic stability of the country. The implementation of Kisan Card Phase 2 will bring farmers the facility to get subsidized agricultural inputs, and thereby relieve the pressure on their finances and strengthen the economy.
What is the Kisan Card Phase 2 2025 ?
CM Punjab Maryam Nawaz has launched and runs the Kisan Card Phase 2 2025 as a comprehensive program for farmers. This is to assist farmers with their financial participation, with subsidies and other such benefits directly for the farmers. We make this initiative transparent and very effective with incorporation of modern technology in traditional agricultural
Benefits of the Kisan Card 2025
Direct access to agricultural loans
- The low-interest agricultural loans to farmers to buy fertilizers, seeds, pesticides and farming equipment.
- Free farm loans come with loan facilities that give financial support to small and medium farmers on a go.
- Moving Towards Transparency through Digital Transactions
- The only thing the government will be doing to make digital transactions transparent and effective is rolling out Kisan Card Phase 2.
30% Cash Withdrawal Facility
- Financial flexibility – upto 30% of loan amount can be withdrawn in cash against any one loan.
- Subsidies on Required Agricultural Commodities
- Applicants will get low prices for fertilizers, seeds, pesticides and farm equipment’s
- Farmers, the cost for production will be paid by an outright subsidy
Elimination of Transaction Charges
- Government is also targeting to deduct the financial burden by cutting Kisan Card purchase transaction fees.
- This will help farmers making maximum profits and irregular deductions.
Financial Modem Support Enhanced
- The Punjab government is in a process of doubling the acre loan limit to suit growing cost inputs in agriculture.
- Farmers will be able to purchase diesel using Kisan Card, hence the thrust on fuel cost.
- With a 30% cash withdrawal facility this will help the farmers to utilize the funds as per their requirement.
- Exempt transaction charges for purchases thru Kisan Card for erasing additional financial pressure on farmers.
Agriculture Mechanization
- A big component of Kisan Card Phase 2 is the Agricultural Mechanization, towards modern day equipment for faster productivity.
- New machinery to make farming simple and easier is being provided from the government funds for agriculture machinery.
- For small to medium farmers more help will back the market guarantee that they are able to use state of the art.
Key Components for the CM Kisan Card Phase 2:
- Farmer’s registration for the scheme will be carried out ONLINE.
- All farmers, with land holding up to 25 acres will be eligible.
- Farmer have to mobile SIM registered against his own CNIC (PMD Verified)
- Farmers who own land and whose land record is available in PLRA will be entitled for loan.
- Farmers will be verified digitally through creation of an interface between farmers registration database (by PITB) and PLRA record.
- Upon registration and verification of land, verification from NADRA, PMD, eECIB, farmers will be issued a Chief Minister Kisan Card Phase 2 by Bank of Punjab.
- Initially loan facilities will be provided to 500,000 farmers on a first come first serve basis.
- Maximum loan per farmer per season will be Rs. 150,000 for 5 Acres (@PKR 30,000/acre).
- Loan amount can only be used for purchase of agriculture inputs (Fertilizer, Seed etc).
Read about Ramzan Program by CM Punjab
Eligibility Criteria for the Kisan Card Phase 2 2025
To Make sure that the benefits reach the intended recipients, the Punjab government has outlined clear eligibility criteria:
- All farmers, with land holding up to 25 acres will be eligible.
- Farmer have to mobile SIM registered against his own CNIC (PMD Verified)
- Farmers who own land and whose land record is available in PLRA will be entitled for loan.
Farmers who meet the eligibility requirements must apply through registered centers or through online portals.
How to Apply for the Kisan Card Phase 2 2025
The application process of Kisan Card 2025 follows the simple & easy user method :
- Info/Details: To Get More Details And Information About Kisan Card Visit https://www.agripunjab.gov.pk/ Kisan-card
- Registration : Send your CNIC number followed by “PKC” via SMS to 8070
- Documents to be submitted: land ownership or tenancy papers, CNIC and a bank account details for verification.
- Kisan Card Card Issuance (Once verified farmers will get Kisan Card
- Enablement: Enable via mobile app or designated government centers.
Recommendations from Agricultural Experts.
Punjab’s Agriculture Department experts have suggested several steps to enhance the effectiveness of Kisan Card Scheme Phase 2.
What are these proposals?
- The Agriculture Secretary Punjab Iftikhar Ali Sahu, stressed the importance of strengthening the financial infrastructure to support farmers.
- Among the suggestions are longer credit durations, better irrigation facilities, and timely payment security.
- Training programs for farmers will assist them in adopting modern farming practices.’
Impact on Small and Medium Farmers
Kisan Card Phase 2 Scheme is mainly designed for small and medium scale farmers, who due to excessive input costs need huge financial support to continue their farm operations.
What we expect:
- The increase in access to modern farming technology has resulted in a bumper crop yield.
- Minimization of expenses, freeing up farmers to purchase dependable seeds and equipment.
- Promotion of sustainable farming through government-back financial assistance.
- Facilitating and promoting transparency in transactions and loans through agricultural financing is the aim of the digital transformation.
Read About Neghaban Ramzan Program
Conclusion
The Punjab government is expanding the Kisan Card Scheme in Phase 2 to facilitate small and medium-scale farmers by providing them with financial assistance, waiving off transaction fees and giving access to agricultural machinery. CM Punjab Maryam Nawaz has inaugurated a program under the name of “Kisan Card Phase 2 2025”.This step is hoped to Generate productivity and increase economic success for the farming community with potentially far-reaching implications for agricultural reform in Punjab, Pakistan.
