CM Punjab Rozgar Program 2025: Affordable Loans, Big Opportunities for SMEs
The CM Punjab Rozgar Program is a lifeline for small businesses in Punjab, offering hope and opportunity where it’s needed most. Launched by the Government of Punjab in partnership with The Bank of Punjab (BOP) and Punjab Small Industries Corporation (PSIC), the scheme aims to empower SMEs through easy, affordable financing—helping entrepreneurs grow, create jobs, and uplift local communities.
What is the CM Punjab Rozgar Program?
The CM Punjab Rozgar Program is a financial assistance program that provides low-interest business loans to support startups, small businesses, and cottage industries.

Key Highlights for CM Punjab Rozgar Program:
- Loan Amount: Rs. 100,000 to Rs. 10,000,000
- Interest Rate: Subsidized and affordable
- Tenure: 2 to 5 years (flexible repayment options)
- Target Group: Youth, women, and skilled workers across Punjab
- Partners:
- Bank of Punjab (BOP)
- Punjab Small Industries Corporation (PSIC)
Objectives of the CM Punjab Rozgar Program
- Empower small and medium businesses
- Create job opportunities
- Boost post-COVID economic recovery
- Promote entrepreneurship in rural and urban areas
- Encourage women and youth-led startups
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Eligibility Criteria for CM Punjab Rozgar Program
To apply for the CM Punjab Rozgar Program, the applicant must:
- Be a resident of Punjab
- Be aged between 20 to 50 years
- Have a valid business idea or an existing small business
- Possess basic business skills or relevant education/experience
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Required Documents for CM Punjab Rozgar Program
Applicants need to submit the following:
- Valid CNIC
- Proof of residence in Punjab
- Business plan or existing business details
- Bank account details
- Any certificates or diplomas (if applicable)
How to Apply for CM Punjab Rozgar Program
You can apply online through the official website:
👉 www.rozgar.psic.punjab.gov.pk
- Register using your CNIC and mobile number
- Fill in the loan application form
- Upload required documents
- Submit and wait for the verification process
❓ Frequently Asked Questions (FAQs)
Conclusion
The CM Punjab Rozgar Program is a golden opportunity for entrepreneurs, youth, and small business owners to get financial help and grow their businesses. With simple eligibility, low interest rates, and an easy application process, this initiative is helping thousands of people build a better future for themselves and their communities.
If you’re planning to start or expand a business in Punjab, this is the right time to apply!