CM Punjab Kisan Card Scheme Phase 2 : Guideline For Application Process And New Updates
Kisan Card Scheme Phase 2 is a long-term upgrade program that will help strengthen the small and medium farmers of the province by providing them with all the necessary opportunities, which the Punjab government, with the help of Chief Minister Punjab Maryam Nawaz, is going to ensure today. This project seeks to provide them with interest-free loans, online access to subsidies and modern support for farming, so that they become financially independent and more productive in agriculture.
What Is The Punjab Kisan Card Scheme Phase 2
The CM Punjab Kisan Card is a smart agricultural card launched in collaboration with the Bank of Punjab (BOP). It increases the availability of direct payment to farmers, input subsidies such as fertilizers and seeds, and the availability of non-interest based agricultural loans. This essence of the scheme is best contained in the slogan:
“Kisan Khushhaal, Punjab Khushhaal”
(Prosperous Farmer, Prosperous Punjab).
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Key Objectives Of CM Kisan Card Scheme Phase 2
- Interest-Free Loans up to Rs. 300,000 : Each eligible farmer will be able to get interest-free loans of up to Rs. 3 lakh (Rs. 300,000). This funding can be used to purchase certified seeds, fertilizers, pesticides and small agricultural equipment.
- Land Ownership Limit 25 Acres : Only farm owners with not more than 25 acres of land qualify. It guarantees that the advantages would be oriented on small and medium landholders.
- Target 1 Million Farmers : In Phase 2, Punjab government will disseminate Kisan Card among more than a million farmers in the province.
- Rs. 200 Billion in Funding : Large-scale Rs. 200 billion has been allocated for interest-free financing under this program, which reflects the government’s serious commitment to rural and agricultural development.
- Transparent & Digital Process: The issuing and applying process is completely digital, guaranteeing transparency, effectiveness and accessibility by even the most remote farmers.
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Benefits Of CM Kisan Card Scheme Phase 2
| Benefit | Detail |
| Interest-Free Loans | Access up to Rs. 3 lakh without any interest |
| Direct Subsidy Access | Subsidies on seeds, fertilizers, and machinery |
| Financial Inclusion | Integration of rural farmers into the formal banking system |
| Transparent Allocation | Digital monitoring to ensure funds go to genuine beneficiaries |
| Increased Productivity | Better access to inputs = higher crop yields and profitability |
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Who can Apply for Punjab Kisan Card Phase 2
- Be a resident of Punjab.
- Own land up to 12.5 acres for farming.
- Hold a valid National Identity Card (CNIC).
- Actively participate in farming activities.
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Application Process For Punjab Kisan Card Scheme Phase 2
The application process of Kisan Card initiative 2025 follows the simple & easy user method :
- Info/Details: To Get More Details And Information About Kisan Card Visit https://www.agripunjab.gov.pk/ Kisan-card
- Registration : Send your CNIC number followed by “PKC” via SMS to 8070
- Documents to be submitted: land ownership or tenancy papers, CNIC and a bank account details for verification.
- Kisan Card Card Issuance (Once verified farmers will get Kisan Card
- Enablement: Enable via mobile app or designated government centers.
Loan Uses and Limitations
- Maximum Loan Amount: Rs. 300,000
- Use of Funds:
- Purchase of Seeds
- Purchase of Fertilizer
- Procure Pesticides
- Rent or Purchase of Farming Tools
Loans come with flexible repayment plans, which help ease financial stress.
Conclusion
CM Punjab Kisan Card Scheme Phase 2 is a historical process that revitalizes the intention of Punjab Government in the welfare of its farmers. Interest-free loans, open procedures, and huge outreach are all present in this scheme because it is going to change the agriculture industry in Punjab. This is your time to get this life-changing opportunity as a farmer or someone you personally know.
